Lending software for Australian lenders
Bank-standard infrastructure.A fraction of the cost.
Loan origination, credit decisioning and loan management in one platform, built and supported in Australia. This is Lending. Reimagined.™
- 1.8M+
- Applications processed
- 260,000+
- Loans under management
- 19 years
- In the market since 2007
- 140+
- Current clients
- 5
- Markets worldwide
The world’s only 4-minute application
Including ID, bank statements & credit decision
30-second credit decisioning
AI-powered EasyRule™ V5 engine
SOC 2 Type 2 certified
Bank-standard security
Built & supported locally
Newcastle, Australia
The Platform
One platform. The entire credit lifecycle.
What is Easylodge?
Easylodge is Australian-made lending software that gives lenders loan origination software, automated credit decisioning and loan management software in one platform. Originator™ handles applications, credit assessment, documents and funding. EasyRule™ Credit V5 makes the credit decision on submission. Servicer™ runs the loan through repayments, arrears, hardship and payout.
Founded in Newcastle NSW in 2007 by lender Kosta Patsan, Easylodge holds its own Australian Credit Licence, is SOC 2 Type 2 certified and NCCP compliant, and is hosted on AWS in Sydney. 1.8 million+ applications processed and 260,000+ loans under management.
Originator™
Complete loan origination from distributor management and product configuration through to credit decisioning, documentation and funding.
Servicer™
Full lifecycle loan management from funding through to direct debits, arrears, hardship, portfolio reporting and final payout.
EasyRule™ Credit V5™
AI and machine learning enabled credit engine. Serviceability, profile scorecarding, credit rules and risk-based pricing, decided in 30 seconds.
All modules integrate seamlessly. Use Originator™ only, Servicer™ only, or the complete end-to-end platform.
See the platform in action
Two minutes. The whole picture.
Originator™
Loan Origination: watch the platform
See the 4-minute application, 30-second credit decision and instant contract creation in a live demonstration.
Servicer™
Loan Management: watch the platform
See how Servicer™ manages portfolios, direct debits, arrears and reporting across 260,000+ loans.
Originator™ loan origination software
Application to funded in
under 4 minutes
A complete finance application, including quoting, valuation, ID check, biometrics, income, expenses, assets and liabilities, submitted in under 4 minutes. Credit decisioned and contracted in 30 seconds. Available 24×365.
- Smart application wizards that respond dynamically to inputs
- 30-second credit decision via EasyRule™ V5 AI engine
- Instant contract creation: PDF or electronic signature
- Broker, branch, dealership and direct portals, all configurable
- AML, KYC and biometric identification embedded in workflow
Servicer™ loan management software
Manage all your loans
in one platform
Once funded, the loan moves automatically to Servicer™ in one click. Automated direct debits, repayment scheduling, arrears management, hardship and complaints workflows, all running without manual intervention.
- One-click integration with Originator™, no manual data entry
- All asset classes: consumer, commercial, mortgage, equipment, vehicles
- Automated direct debits: Zepto, Westpac PayWay, Ezidebit, GoCardless, .aba
- Full securitisation-level portfolio reporting (65 built-in reports)
- Hardship & complaints workflow, NCCP compliant
Solutions by sector
Every lender. Every asset class.
Mortgage Lenders
Consumer & commercial mortgage including the world's first instant mortgage approval. Serviceability, property valuation and instant contracts.
Automotive Finance
Chattel mortgage, CHP, finance lease, operating lease and consumer auto loans. Integrated Glass' Guide valuations.
Private & Non-bank Lenders
Purpose-built for Australian non-bank lenders. NCCP, ASIC and APRA requirements built in. Live in weeks, not months.
Equipment & Asset Finance
Business equipment, operating lease, finance lease and chattel mortgage across all commercial asset classes.
Fintech Lenders
API-first architecture. Launch lending products fast without the infrastructure overhead of legacy enterprise platforms.
Revolving Credit & BNPL
Credit cards, lines of credit and Buy Now Pay Later across consumer and commercial markets.
Why easylodge
The Easylodge® Advantage
4 min
Full loan application
Including quoting, ID, bank statements & affordability
30 sec
Credit decision
AI-powered EasyRule™ V5 with machine learning
260K+
Loans Under Management
Full loan management capabilities across all finance types
$1.46M
R&D in FY2025
All at no additional cost to our clients
30+
Integrated partner apps
Credit, identity, payments, open banking & more
Integrations
30+ integrated partner applications
- Equifax AU
- Equifax USA
- Creditsafe / TransUnion UK
- GBG Green ID
- Equifax IDMatrix
- Credas
- Illion Bank Statements
- Fiskil Open Banking
- PleaseSign™
- DropboxSign™
- Zepto Payments
- GoCardless
- Ezidebit
- Westpac PayWay
- eWay / Global Payments
- Domain AVM
- JLL AVM
- Glass' Guide
- Microsoft Azure 2FA
- ABR
- HM Land Registry UK
- ConnexOne
- First Mortgage Services
- TUUM
- Open API framework
- Twilio
- Bulk SMS
- FrankieOne
See Easylodge on your own lending products
Book a 30-minute demo. We show you the live platform. No slides, no pitch deck.