Solutions by vertical
Every lender. Every asset class.
Deployed across virtually every lending market since 2007. Deep configuration for each vertical — not a generic one-size-fits-all platform.
Lending verticals
Built for your market
1.4 million applications processed across almost every consumer and commercial asset class.
Private & Non-bank Lenders
Purpose-built for Australian non-bank lenders competing with the banks. Full NCCP, APRA and ASIC compliance built in. Deliver a bank-standard experience at a fraction of the cost.
- NCCP, APRA, ASIC and AFCA compliant
- Own credit provider's ACL — we know the market
- Positive and negative reporting environments
- NCCP compliant
- ACL 395839
Automotive Finance
Full automotive finance suite — consumer and commercial loans, chattel mortgage, CHP, finance lease and operating lease. Integrated Glass' Guide valuations.
- Consumer & commercial auto loans
- Chattel mortgage, CHP, finance & operating lease
- Glass' Guide AUS valuation integration
- Chattel mortgage
- CHP
- Finance lease
FinTech Lenders
API-first architecture for fintechs that need to move fast. Launch lending products in weeks — not months. Use the full stack or only the modules you need.
- 28+ API integrations — fully embedded in workflow
- Open API framework for custom integrations
- Configure in weeks, not months
- API-first
- AWS hosted
Revolving Credit & BNPL
Credit cards, lines of credit and Buy Now Pay Later products — consumer and commercial markets. Full lifecycle management from origination through to portfolio servicing.
- Credit cards and lines of credit
- Buy Now Pay Later — consumer and commercial
- Credit cards
- LOC
- BNPL
Mortgage Lenders
Consumer and commercial mortgage origination — including the world's first instant mortgage approval with 30-second credit decision and immediate contract creation.
- Serviceability calculator with offer system
- Property valuation via Domain AVM and JLL AVM
- Construction loans with capitalised interest
- Consumer mortgage
- Commercial mortgage
- Construction
Equipment & Asset Finance
Commercial business equipment across operating lease, finance lease and chattel mortgage. Trucks, trailers, agricultural, medical and specialist equipment.
- Business equipment finance — all structures
- Truck & trailer finance and leasing
- Solar finance and specialty vendor finance
- Operating lease
- Finance lease
- Chattel mortgage
Consumer Finance
Personal and consumer loans — unsecured, secured and specialty. Prime, mid-prime and sub-prime markets across all Australian credit environments.
- Consumer unsecured loans — prime to sub-prime
- Boat, motorcycle and caravan finance
- Hardship and complaints NCCP workflow
- Unsecured
- SACC / MACC
Commercial & Bridging Finance
Commercial bridging finance with retained interest, rolled interest and prepaid interest structures. Full commercial origination and loan management.
- Retained, rolled and prepaid interest structures
- Commercial unsecured and mortgage
- ABR and Companies House UK integration
- Bridging
- Commercial
Sharia compliant finance
Sharia compliant finance structures — configured within the easylodge platform to accommodate Islamic finance requirements across consumer and commercial asset classes.
- Sharia compliant product configuration
- CConsumer and commercial asset classes
- Sharia compliant
- Islamic finance
Asset classes
Prime, mid-prime and sub-prime — across every asset class
Consumer Finance
- Traditional consumer loans (unsecured)
- Buy Now Pay Later (BNPL)
- Revolving credit / lines of credit
- Consumer vehicle finance
- Instant mortgage
- Boat and caravan finance
- Motorcycle finance
- Solar finance
- Instalment / rental finance
- Sharia compliant consumer lending
Commercial Finance
- Commercial unsecured loans
- Commercial mortgage
- Bridging finance (retained, rolled, prepaid)
- Business equipment (operating lease)
- Business equipment (finance lease)
- Business equipment (chattel mortgage)
- Commercial vehicle finance
- Chattel mortgage and CHP
- Construction loans (capitalised interest)
- Specialty vendor finance
- Sharia compliant commercial lending
Can't see your vertical?
Talk to our team. We've been configuring easylodge for specialist markets since 2007.
Pricing
Simple, transparent pricing.
Built for serious lenders.
No six-figure scoping studies. No multi-year implementation projects. Pick the package that matches your stage and scale — and start lending.
Pricing by package
Three packages. One unified platform.
Every package includes weekly platform updates, unlimited training, direct phone support and access to the Newcastle team — at no extra cost.
Originator™ Essentials
Start lending. Loan origination and credit decisioning, ready from day one.
$750/ month
Take Originator™ on its own and get started. Add Servicer™ later.
- Branded online application form & borrower portal
- Broker / introducer portal (white-label ready)
- EasyRule™ V5 — 30-second credit decisioning
- Auto contract & document generation + eSignature
- Integrated partner applications — credit bureau & KYC
- Unlimited training & direct phone support
- Weekly platform updates — included
Full Credit Lifecycle
The complete platform — origination, credit decisioning and loan management combined.
$1,500/ month
Originator™ + Servicer™ on one platform. No duct tape.
- Everything in Get Started, plus:
- Servicer™ — full lifecycle loan management
- Borrower self-service portal — 24×365 access
- Automated DDR + repayment processing
- Arrears, hardship & complaints (NCCP) workflow
- 58 standard reports + custom reporting
- All standard integrated partner applications included
Advanced + Multi-product
For established lenders running multiple products, channels or markets.
$4,500/ month
Multi-product, multi-currency, multi-jurisdiction.
- Everything in Ready to Grow, plus:
- Unlimited products & portfolios
- Multi-currency & multi-market deployment
- Advanced machine learning scorecarding
- Dedicated Customer Success Manager
- Priority configuration turnaround
- Custom integrated partner applications via open API
Enterprise & complex implementations
Running a bank-scale book, multiple subsidiaries, or unusual regulatory requirements? Let's design something that fits.
What's always included
No hidden costs. No surprises.
Every easylodge package includes the things big software vendors charge extra for.
Weekly updates
New features delivered every week — no version upgrades to buy.
Weekly updates
New features delivered every week — no version upgrades to buy.
Unlimited training
As many sessions as you need — tailored to your workflow.
AWS hosting
SOC 2 Type 2 certified infrastructure included in every plan.
Frequently asked
Pricing FAQs
Are there setup or onboarding fees?
Most clients are live with no large upfront fee. Implementation is included in the monthly package for standard configurations. Complex multi-product setups may include a one-time configuration fee — we'll quote that transparently up front.
What about per-application or per-loan fees?
Yes — there's a small per-application fee that scales with volume. The more you process, the lower the unit rate. We'll walk through your projected volumes during the demo and quote you an exact monthly cost.
Can I start with one module and add more later?
Absolutely. Start on Originator™ alone, and bolt on Servicer™ later — or vice versa. Everything is on the same platform, so adding modules is a configuration change, not a re-implementation.
Is there a minimum contract term?
Our standard contract is 12 months. We're confident enough in the platform that we don't tie clients into multi-year deals. If we're not delivering value, we don't deserve the renewal.
Do you charge for custom configuration?
Standard configuration changes are included. Larger pieces of custom development — new product types, bespoke reports, custom integrations — are scoped and quoted transparently. No surprise invoices.
Ready for an exact quote?
A 30-minute call is enough to scope your needs and confirm pricing. No pressure, no pitch deck.