Solutions by vertical
Lending software for every type of Australian lender
Every lender. Every asset class. Deployed across virtually every lending market since 2007, with deep configuration for each vertical, not a generic one-size-fits-all platform.
Before funding
Loan origination software
Originator™ runs applications, broker portals, ID and credit checks, 30-second credit decisions, contracts and funding, configured to your products and channels.
After funding
Loan management software
Servicer™ runs repayments, direct debits, arrears, hardship, complaints, investor and securitisation reporting for every asset class below.
Lending verticals
Built for your market
Bridging & Non-bank Lenders
Purpose-built for Australian non-bank lenders competing with the banks. NCCP, ASIC and APRA requirements built in. Deliver a bank-standard experience at a fraction of the cost.
- NCCP compliant workflows, from responsible lending to hardship
- Extensive experience in this market in Australia and worldwide
- Positive and negative reporting environments
Automotive Finance
Full automotive finance suite: consumer and commercial loans, chattel mortgage, CHP, finance lease and operating lease. Integrate valuations.
- Consumer & commercial auto loans
- Chattel mortgage, CHP, finance & operating lease
FinTech Lenders
API-first architecture for fintechs that need to move fast. Launch lending products in weeks, not months. Use the full stack or only the modules you need.
- 30+ API integrations, fully embedded in workflow
- Open API framework for custom integrations
- Configure in weeks, not months
Revolving Credit & BNPL
Credit cards, lines of credit and Buy Now Pay Later products across consumer and commercial markets. Full lifecycle management from origination through to portfolio servicing.
- Credit cards and lines of credit
- Buy Now Pay Later, consumer and commercial
Mortgage Lenders
Consumer and commercial mortgage origination, including the world's first instant mortgage approval with 30-second credit decision and immediate contract creation.
- Serviceability calculator with offer system
- Automated, instant property valuation, embedded within credit rules
- Construction loans with capitalised interest
Equipment & Asset Finance
Commercial business equipment across operating lease, finance lease and chattel mortgage. Trucks, trailers, agricultural, medical and specialist equipment.
- Business equipment finance, all structures
- Truck & trailer finance and leasing
- Solar finance and specialty vendor finance
Consumer Finance
Personal and consumer loans: unsecured, secured and specialty. Prime, mid-prime and sub-prime markets across all credit environments.
- Consumer unsecured loans, prime to sub-prime
- Boat, motorcycle and caravan finance
- Hardship and complaints workflow
Commercial & Bridging Finance
Commercial bridging finance with retained interest, rolled interest and prepaid interest structures. Full commercial origination and loan management.
- Retained, rolled and prepaid interest structures
- Commercial unsecured and mortgage
- ABN lookup through the Australian Business Register
Sharia compliant finance
Sharia compliant finance structures, configured within the easylodge platform to accommodate Islamic finance requirements across consumer and commercial asset classes.
- Sharia compliant product configuration
- Consumer and commercial asset classes
Asset classes
Prime, mid-prime and sub-prime, across every asset class
Consumer Finance
- Consumer unsecured loans
- Buy Now Pay Later (BNPL)
- Revolving credit / lines of credit
- Consumer vehicle finance
- Instant mortgage
- Boat and caravan finance
- Motorcycle finance
- Solar finance
- Instalment / rental finance
- Sharia compliant finance
Commercial Finance
- Commercial unsecured loans
- Commercial mortgage
- Bridging finance (retained, rolled, prepaid)
- Business equipment (operating lease)
- Business equipment (finance lease)
- Business equipment (chattel mortgage)
- Commercial vehicle finance
- Chattel mortgage and CHP
- Construction loans (capitalised interest)
- Specialty vendor finance
- Sharia compliant commercial finance
Can't see your vertical?
Talk to our team. We've been configuring Easylodge® for specialist markets since 2007.
Ready to see it for your lending business?
Book a 30-minute demo. We show you the live platform. No slides, no pitch deck.