News & Insights

Credit Technology

Technology is changing the business of lending, and the gap is widening

By Kosta Patsan · 20 May 2026

Banks are increasingly relying on technology to gain operational efficiency. Tech-savvy fintechs are hungry for market share. Smaller lenders are being squeezed as the cost of adopting new technology becomes prohibitive. $100K scoping studies? $1M+ for software? 3-year implementation projects? There is a better way.

Credit Technology

EasyRule™ V5: how machine learning is transforming credit decisioning

By Kosta Patsan · 20 May 2026

EasyRule™ Credit V5™ incorporates machine learning in two specific ways: forward projections that anticipate credit outcomes, and “what if” scenario analysis for regression. Here’s how it works in practice and what it means for your credit quality.